Sunday, September 06, 2009

We already ration...

Jason at Countercolumn addresses the argument that we already ration health care

Liberals are fond of arguing that insurance companies already set limits on care, therefore it's fine for government to do the same thing. They are so stupid, they forget that they are making this argument in nearly the same breath as they deny the proposed existence of "death panels" whose purpose is to do exactly what they insist we already do, and what we must do to control costs, eliminate waste, and discover cost efficiencies.
....
For proponents of a single-payor system, and ESPECIALLY for proponents of a system in which it is illegal to pay out of pocket for medical care, there is a HUGE difference between what the libtards falsely call "rationing."

In a private market, I am free to select my own menu of benefits and exclusions, deductibles, caps and limits. Case in point: One major carrier in my area, United Health, offers a standard $3 million dollar lifetime benefit cap. I can pay a little extra per month in premiums and enhance that lifetime cap to $5 million.

From the perspective of economic freedom and, I'll say it, basic human rights, between having my insurance company deny a claim and having the government deny treatment. Here it is:

My insurance company would tell me: "We're sorry, but this treatment is not covered by your plan. If you and your doctor want to do it, you are free to purchase it yourself. By the way, here's a list of in-network doctors. They offer discounts."

My government will tell me: "We're sorry, you may not get this treatment."

No comments: