When Americans want to live in Mexico

Michelle Malkin received an e-mail from one of her readers describing what Americans have to do if they want to own property and live in Mexico.

Hi Michelle - I live in Chicago but own a parcel in San Felipe, Mexico (east side of Baja, on the Sea of Cortez) Thought you'd get a kick out of what I need to do if I want to retire there….legally. Here's the info from the El Dorado Ranch Estates website:

WHAT'S REQUIRED TO OBTAIN AN FM-3 OR FM-2 VISA?

For those of you who either lease lots, rent houses, or have purchased property through a Fideicomiso Irrevocable, you must have an FM-3 Visa to be legal in Mexico. Once you have signed any sort of contract, you are no longer a tourist. I would like to say at the outset, that if you do not have an FM-3 Visa and you find yourself in a property dispute or other entanglement which puts you in the arms of jurisprudence, you literally have no rights as an "illegal alien". This means your property, bank accounts, vehicles and personal belongings, are in jeopardy. The very minimum you need for owning or leasing property is the FM-3 Visa which is renewable every year for 5 years. The following is a list of items you will need to obtain your FM-3 or FM-2 Visa:

1. PROOF OF INCOME: $1,000.00 per person, or 1,500.00 per couple deposited into either a Mexican or American bank account. If not deposited into a Mexican bank, you must obtain a letter from your bank, translated into Spanish stating you have funds available in that bank. This letter must have an APOSTILLE from the Secretary of State's office and is not the same thing as a notary seal. The letter should be signed and sealed from a valid notary of your state, but in addition, you must have Apostille from your state secretary's office. You can contact the Secretary of State's office of your home state for more information on obtaining the Apostille.

2. PETITION LETTER: Letter from you requesting a change of your characteristic (from tourist to resident);

3. RESIDENT LETTER: Letter from camp or development manager, or copy of current Mexico electric, water or telephone bill verifying your current address in Mexico.

4. FMT TOURIST VISA: Can be purchased at any Immigration Office or local airport in Mexico for a current cost of 250.00 pesos for a period of 6 months.

5. PHOTOS: Three front and two of the side, in black and white. A specific infantile size is required and you can get these photos only at the Copicentro stationary store in San Felipe or any other shop that is familiar with this size.

6. The necessary "Form #5″ (can be purchased in any stationery store in Mexico). You need three (3) originals for each visa applicant.

7. A current passport.

8. FM-1 APPLICATION: A form which must be carefully typewritten in Spanish. You can obtain this form at any Immigration office. We strongly recommend that the Immigration office or a visa service prepare this form for you (a minimal fee will be charged).

Take all these documents and letters to the Immigration office or visa service. Upon completion of your file, you will be asked to take the "Form # 5″ to the bank where the appropriate fees are paid and receipted. They will keep 1 copy, and you will return the rest to the Immigration office. Now you're finished. It will take about 1 month for your file to go to Mexicali and be returned with your new FM-2 or FM-3.

Then there are the annual renewal fees and requirements you have to satisfy at renewal time.